Insurance Resources for Florida Residents
Plain-language guides on health insurance, Medicare, life insurance, and more — written by our licensed advisors to help you make confident coverage decisions.
Health Insurance
Understanding the Affordable Care Act in Florida
Millions of Floridians qualify for tax credits to reduce health insurance costs. Learn how the ACA works and how to find the right plan.
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Open Enrollment Tips for Individuals and Families
ACA open enrollment runs November 1 through January 15 in Florida. Practical tips to compare plans and maximize your tax credits.
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How to Choose the Right Health Insurance Deductible
Your deductible is one of the most important numbers in your plan. Learn how to choose the right amount for your health and finances.
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Is a Silver Health Plan Right for You?
Silver plans offer the best balance of premium and out-of-pocket costs — and are the only tier eligible for cost-sharing reductions.
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Individual Health Insurance for the Self-Employed
Self-employed Floridians have more health insurance options than ever. Find affordable coverage and maximize your tax deductions.
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Short-Term Health Insurance: Pros, Cons, and When It Makes Sense
Short-term coverage can fill gaps at a low cost — but it comes with limitations. What Florida residents need to know before enrolling.
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Turning 65? Everything You Need to Know About Medicare
A clear, step-by-step guide to Medicare enrollment, plan options, and how to get it right when you turn 65.
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Medicare Open Enrollment: Complete Guide for Florida Seniors
Medicare open enrollment runs October 15 through December 7. Everything Florida seniors need to review and update their coverage.
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Medicare Advantage vs. Original Medicare
Original Medicare and Medicare Advantage both cover essential care, but work very differently. How to decide which fits your life.
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Medigap vs. Medicare Advantage for Seniors
Florida seniors have two main ways to supplement Original Medicare. How to choose the right path for your health and budget.
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Life Insurance and Accidental Death Benefit Explained
An accidental death benefit rider can double your payout if you die in an accident. Learn how it works and whether it makes sense.
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Life Insurance and African American Families
African American families are significantly underinsured. Why life insurance matters and how to find affordable coverage.
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Dental Insurance: What It Covers and What It Does Not
Dental insurance saves hundreds a year — but works very differently from health insurance. What Florida residents need to know.
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Group Health Insurance for Small Businesses in Florida
Offering health insurance is one of the most powerful ways to attract and retain employees. What Florida small business owners need to know.
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Group Dental and Vision Insurance for Florida Small Businesses
Dental and vision benefits rank among the top perks employees want. Here is what Florida small business owners need to know about offering group dental and vision coverage.
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Group Disability Insurance: STD and LTD Explained
One in four workers will experience a disability before retirement. Group short-term and long-term disability insurance protects your employees' income when they need it most.
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Key Person Life Insurance: Protecting Your Business When It Matters Most
If your business depends on one or two critical people, losing them unexpectedly could be devastating. Key person life insurance gives your company the financial cushion to survive and move forward.
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FMLA and Disability Insurance: How They Work Together
The Family and Medical Leave Act protects your job for up to 12 weeks — but it does not pay your salary. Here is how disability insurance fills the income gap while you are on leave.
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Short-Term vs. Long-Term Disability Insurance: What Is the Difference?
Short-term disability covers you for weeks to months; long-term disability can pay benefits until retirement. Learn which type — or combination — is right for your situation.
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