Medicare Insurance Plans
Medicare Coverage in West Palm Beach, FL
Navigating Medicare doesn't have to be complicated. Our licensed advisors help you compare plans and find the right coverage for your retirement years.
Understanding Your Medicare Options
Medicare is federal health insurance for people 65 and older, and for certain younger people with disabilities and certain medical conditions. With multiple parts and plan types, choosing the right combination can feel overwhelming — we make it simple.
Medicare Plan Types
Medicare Part A
Hospital Insurance
Covers inpatient hospital stays, skilled nursing facility care, hospice, and home health care. Most people don't pay a monthly premium for Part A if they or their spouse paid Medicare taxes while working.
Medicare Part B
Medical Insurance
Covers doctor visits, outpatient care, preventive services, and medically necessary services. Most individuals pay a monthly premium for Part B coverage.
Medicare Advantage (Part C)
All-in-One Plans
Offered by private insurance companies, Medicare Advantage plans bundle Parts A and B — and often Part D drug coverage — into one convenient plan. HMO and PPO options available.
Learn moreMedicare Part D
Prescription Drug Coverage
Standalone drug plans that work alongside Original Medicare or Medigap policies to help cover the cost of prescription medications.
Learn more
Helping West Palm Beach seniors find the right Medicare coverage since day one.
Part C
Medicare Advantage Plans
Medicare Advantage Plans are offered by private insurance companies approved by Medicare. If you join one of these plans, you get all your Medicare-covered health care through the plan — often with additional benefits like vision, dental, and hearing.
We serve seniors in Century Village, West Palm Beach FL 33417, and throughout Palm Beach County with access to HMO, PPO, and other Medicare Advantage options.
- Often includes prescription drug coverage (Part D)
- May offer dental, vision, and hearing benefits
- HMO and PPO network options available
- Monthly premiums can be as low as $0
- Annual out-of-pocket maximums for protection
Is Medicare Advantage Right for You?
Medicare Advantage may be a great fit if you want all-in-one coverage, prefer lower premiums, and are comfortable using a network of providers.
Best for:
Seniors who want bundled coverage with extra benefits and predictable costs.
Consider if:
You have preferred doctors — confirm they're in-network before enrolling.
Medigap
Medicare Supplement Plans
Medigap policies fill the "gaps" in Original Medicare — covering costs like deductibles, copayments, and coinsurance. Every Medigap policy must follow federal and state laws and is identified by a standardized letter (A through N).
Plan A
Basic benefits only
Plan B
Basic benefits + Part A deductible
Plan C
Most gaps covered (pre-2020 enrollees)
Plan D
Basic + Part A deductible + skilled nursing
Plan F
Most comprehensive (pre-2020 enrollees)
Plan G
Popular — covers nearly all gaps except Part B deductible
Plan K
Lower premium, cost-sharing model
Plan L
Lower premium, cost-sharing model
Plan M
Moderate coverage, lower premium
Plan N
Lower premium with small copays
Plans F and C are only available to those who became eligible for Medicare before January 1, 2020.
Waiting for Medicare to Start?
Short-term health insurance may be the coverage you need to protect you for 3 to 11 months while waiting for your Medicare coverage to begin. If you're in good health, short-term coverage can bridge the gap for you and your spouse at an affordable cost.
Ask About Bridge Coverage — 561-688-7300Serving Seniors Across South Florida
We meet clients in person and by phone throughout the region.
Client Reviews
Palm Beach Seniors Who Found the Right Medicare Plan
Real feedback from Florida families and individuals we've helped find the right coverage.
“Turning 65 was overwhelming until we called All Horizon. They walked us through Medicare Advantage vs. supplements step by step and helped us pick the right plan for our budget. Couldn't be happier.”
Robert & Susan T.
Palm Beach Gardens, FL
All Horizon Financial Services · Licensed Insurance Broker · West Palm Beach, FL · Since 2013
Ready to Compare Medicare Plans?
Retirement is life-changing — get the facts before you sign up. Our licensed advisors will walk you through every option at no cost to you.
All Horizon Financial Services · 2101 Vista Park Way, West Palm Beach FL 33411