Medicare Supplement Plans
Fill the gaps in Original Medicare — Medigap coverage for West Palm Beach and Palm Beach County, FL
Original Medicare (Parts A and B) covers many healthcare costs, but it does not cover everything. Medicare Supplement plans — also called Medigap — are sold by private insurance companies to help pay for out-of-pocket costs that Original Medicare leaves behind, such as deductibles, copayments, and coinsurance.
How Medicare Supplement Plans Work
You keep Original Medicare
Medicare Supplement plans work alongside Original Medicare Parts A and B. You do not give up your Medicare benefits.
Medicare pays first
When you receive covered medical services, Original Medicare pays its share of the approved amount first.
Medigap pays the rest
Your Medicare Supplement plan then pays its share of the remaining costs, reducing or eliminating your out-of-pocket expenses.
Use any Medicare provider
With a Medigap plan, you can see any doctor or hospital that accepts Medicare — no network restrictions.
Available Medigap Plans (A–N)
All standardized Medigap plans offer the same benefits regardless of which insurance company sells them.
Plan A
Basic benefits only — covers Medicare Part A coinsurance and hospital costs, Part B coinsurance, blood (first 3 pints), and hospice care coinsurance.
Plan B
Plan A benefits plus the Medicare Part A deductible.
Plan C
Comprehensive coverage including Part A and B deductibles, skilled nursing facility coinsurance, and foreign travel emergency care. (Not available to those new to Medicare after Jan. 1, 2020.)
Plan D
Covers Part A deductible, skilled nursing facility coinsurance, and foreign travel emergency. Does not cover Part B deductible or excess charges.
Plan F
Most comprehensive Medigap plan — covers all Medicare-approved out-of-pocket costs. (Not available to those new to Medicare after Jan. 1, 2020.)
Plan G
Most popular plan for new Medicare enrollees. Covers everything Plan F covers except the Part B deductible. Excellent value for comprehensive coverage.
Plan K
Lower premium option that covers 50% of most cost-sharing. Has an annual out-of-pocket limit.
Plan L
Covers 75% of most cost-sharing with a lower annual out-of-pocket limit than Plan K.
Plan M
Covers 50% of the Part A deductible and includes skilled nursing facility coinsurance and foreign travel emergency.
Plan N
Lower premium plan that covers Part A deductible and coinsurance. Requires copays for some office and ER visits. Does not cover Part B excess charges.
Peace of mind starts with the right Medigap plan.
Frequently Asked Questions
We do not offer every Medicare plan available in your area. Any information we provide is limited to those plans we offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Compare Medicare Supplement Plans Today
Call 1-561-688-7300 for a free Medicare Supplement review. Our licensed advisors will compare Medigap plans from top carriers and help you find the right coverage at the best price.