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Maternity care Health Insurance Florida for Pregnant Women

Maternity Care Health Insurance Florida for a Healthier Pregnancy. Becoming a mother is one of the most exciting time in a woman’s life, and whether you are pregnant or planning to become pregnant, having  Florida medical  insurance with pregnancy coverage will ensure that you get the best maternity care possible giving you peace of mind. This is definitely a healthy start for mother and baby!

Prior to becoming pregnant you should boost your pre-conception health by doing some specific things such as: Reaching or maintaining a healthy weight, including folic acid supplements in your diet to lower your risk of some birth defects of the brain and spine.

Stop smoking and drinking alcohol. Conditions such as asthma, diabetes, depression, hypertension, obesity, thyroid problems and epilepsy can affect pregnancy so consult with your doctor prior to becoming pregnant.

Dietary, herbal supplements, over-the-counter and prescription medications should be discussed with your doctor.

Be up to date with all your vaccinations.

Avoid contact with toxic substances or harmful materials and stay away from chemicals, cats and rodent feces.

Now that you are pregnant, to ensure that you get the best care possible, having health insurance coverage is of paramount importance, whether you are healthy or already have a preexisting condition.

Also if your pregnancy is of the highest risk you might be referred to a maternal-fetal medicine specialist for specific care apart from the care you are receiving from your midwife or obstetrician.

Prior to the Affordable Care Act, pregnancy was considered a pre-existing condition by insurance companies. Health plans can no longer deny you coverage if you are pregnant. Health Insurance now Include Maternity Care.

Neither can you be charged a higher premium to have a policy because you are pregnant.

How to get Affordable health insurance while pregnant

You may already have health insurance through your job or your spouse’s job; or you can shop for coverage in the health insurance market-place with the help of an insurance broker or agent.

Based on your income you may qualify for Medicaid in your state. You may also shop for personal health coverage outside of the market-place, but you would not qualify for financial help to lower the cost of premium  and out-of-pocket expenses.Maternity care and health Insurance  is important for a good and healthy pregnancy.

Some of the most essential services that will be covered by your health insurance plan are:- Testing for sexually transmitted infections such as chlamydia, HIV, syphilis .

Other testing  for  toxoplasmosis, Rh incompatibility, immunity to rubella and chicken pox.

Prescription for prenatal vitamins and folic acid which help to protect baby from certain birth defects.

Various prenatal tests including sickle cell anemia screening, hepatitis, urinary tract infections.

Testing for gestational diabetes.

Screening and help to quit tobacco use. Breast feeding counselling and equipment. Birth control after you’ve  had your baby.

Questions to ask before choosing a medical insurance plan

How much is your deductible  What are the out-of-pocket costs that come with the plan such as co-pays and co-insurance.  Which providers are in your plan’s network. When it comes to maternity care health insurance Florida pregnant women

have to find a doctor that is in the health plan net work before prgnancy.

 Which obstetrician, hospitals, pediatrician participate in your plan.  Look at the full summary of benefits for maternity and other health care coverage  Finally, make sure that any specific services you want or will need are covered by your maternity care health insurance plan.

Maternity Care  insurance Florida and Individual health insurance Kaiser Foundation

Obgyn of the Palm Beaches providing health care to women in Palm Beach County-Obstretical and Gynocology Services

Get a Quote with Maternity Coverage

Florida Health Insurance with maternity insurance coverage

Submitted by,

Ruth V Earle MSN, APRN, FNP-BC.  

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