All Horizon Financial Services

Lowering The Cost of Health Care,Individual,Small Group Plans.

Individual Small Business Health Insurance,West Palm Beach Florida

Generally Your annual health Insurance deductible is limited to $2000 for Individual Plans or $4000 for Family plans
This is for Individuals and small groups employer medical insurance plan.

80-85 % of insurance premiums dollars are generally use to pay premiums.Dollars must be used to pay for all health care cost and activities relating to improve medical care.

There are no life time limits or annual limits on essential health benefits. Your health plan must keep paying for covered benefits,expenses that are covered essential health benefits as long as your premiums are paid.

Small Group Definition

The ACA changing the group definition from 1-50 to 1-100 effective January 2016

Self Employed Health Insurance Plans

If you are self employed with no employees you can get coverage through the individual market place.You must enroll during open enrollment period or you must have experience a life change; loss of coverage,recently married or divorce a permanent move. key features of the affordable care act.


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