Stay Insured And Be Secure- Individual Health Insurance Plans Florida–Get The right Florida Individual Health Insurance, Final week of enrollment.
By: Cierra Robinson
Stay Insured And Be Secure- Florida Health Insurance Individuals
By: Cierra Robinson
Your eight year old child wakes up with a high fever and relentless spells of vomit. He’s not holding food down and your family has no health insurance. What will you do to care for your child? Under Health Care Reform being uninsured is no longer acceptable.
As of March 31,2014 Obamacare or the Affordable Care Act is requiring all uninsured to become insured or face a tax penalty that increases with the year. If you cannot afford even the lowest offered Silver Plan premium you may apply for exemption or hardship. It is also said if the premium cost more than 8% of your household income you are also exempt from the penalty. The upshot is that Americans will be healthier with every one having access to affordable medical coverage.
Health Insurance Plans for Families is beneficial in several ways. “It reduce the financial cost of medical care for families.” The Affordable Care Act now require that Health Insurance Companies can no longer place dollar limit on health insurance benefits. In the event you or a family member is sick with a major medical illness you can focus on getting healthy rather than worrying about running out of benefits before you are well. Preventive care services is now covered at no additional cost.
Other benefits to having Affordable Health Insurance for Individuals and Families include early detection of disease or illness, routine checkups and well visits, annual physicals as well as saving large sums of money on unexpected medical bills and potentially saving someone’s life.
The upshot is that Obamacare covers doctor visits, hospitalization, prescription drugs,maternity care without restrictions also no restrictions for a condition that’s preexisting whether physical or mental illness. It does not even require you to give a detailed medical history to gain coverage according to the Kaiser Family Foundation (www.kff.org).
Now, it is also true that many families and individuals who cannot actually afford health insurance. In this case, according to www.Healthcare.gov,Obamacare gives the option for states to expand Medicaid to cover low income individuals. Young people under 30 can purchase catastrophic health care plan with low premium payments but more out of pocket expenses. It also must provide three free doctor’s visits every year. Some families are eligible for a subsidy depending on income since the above may not apply.
These Health Insurance Plans for Individuals and Families are organized by state. So for instance if you live in Florida you would have to apply to the Florida Marketplace or Federal Market Place to learn of your Medical Insurance options via www.Healthcare.gov.
To stay ahead of diseases or even the ever, present, common cold and unexpected medical expenses, research your health insurance options to keep your family and yourself healthy and secure.
For more information visit these websites:
Note: You may apply by phone, internet, paper application, or consult a certified broker
To learn about Florida Health Insurance Plans for Individuals
Tags: Health Insurance ,Affordable Care Act, Florida Health Insurance Plans, Affordable Health Insurance, Obamacare