Long Term Disability Insurance Plans.
Group Long term disability Insurance is offered by most employer organization along with short term disability income replacement for employees who’s illness or injury cause absence from work .
Short Term Disability Insurance
Short Term Disability usually starts when you are absent one- two weeks from job duties.- Long term disability income usually goes into effect eight to 1 twelve weeks after disability. Even though sick leave usually cover employees complete salary.
Group long term disability Insurance
Group disability benefits for employee security when sickness or accident prevent them from performing job functions.
Short Term and Long Term Disability may cover only a portion or percent of employee salary. Policy may have benefits for partial disability coverage.