Do I Need Life Insurance?
Life Insurance is a contract between you and your Insurance Company. This type of contract with the insurance company is known as the Aleatory contract.
This means that specific thing must happen like “death of the insured” for the contract benefits to take effect. The insured must also keep their end of the contract agreement, like paying the premium as detailed in the life insurance policy contract.
Some life insurance could expire without triggering an action, this type of policy is term life insurance. The policy will end as stated usually 15, or 20 years unless the term policy is converted to a permanent life insurance contract.
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